Walmart MoneyCards make it easy to access your money quickly and make small purchases without carrying cash, but how much can you withdraw from an ATM? What about the limits on daily, weekly, and monthly withdrawals?
You’ll want to ensure you’re clear on these details before you try withdrawing any money from an ATM with your Walmart MoneyCard or any other prepaid debit card. The following information will help you learn more about the card’s current daily, weekly, and monthly withdrawal limits.
Know About Daily, Weekly, And Monthly Walmart MoneyCard ATM Withdrawal Limit
A pre-set spending limit is a feature of some credit and debit cards that allows cardholders to set a maximum amount that can be spent in a day, week, or month. This can help cardholders stay within their budget and avoid overspending.
It is possible to withdraw up to $500 from your Walmart MoneyCard at an ATM, but bank teller withdrawals are capped at $1,500 daily. If you go abroad, you will not be able to withdraw cash from foreign ATMs. The daily spending limit is $,3000 a day. The direct deposit limit is $10,000
Not only does a Walmart checkout line offer cash withdrawals, but Walmart can also reduce the amount you withdraw at any time. There is a limit of $1,000 a day.
You can call (877) 937-4098 to add more money to your account when you hit these limits, or you can go into any Walmart store with a cashier who will give you cash up to the current limit.
You’ll have up to 180 days after activating your card before these limits take effect; after 180 days, these limits are permanent until removed by calling customer service.
It’s important to note that these withdrawal limits may differ if you’re withdrawing funds at a Walmart MoneyCard ATM other than the one closest to your current location. Check with your bank or financial institution before referencing these numbers.
How Can You Avoid Going Over Your Limit?
There are a few things you can do to avoid going over your limit on your Walmart MoneyCard:
- Check your balance before making any withdrawals.
- Keep track of how much money you’re withdrawing, so you don’t exceed your limit.
- Make sure you know the withdrawal limit for your card before using it.
- Use an ATM that is in your network to avoid fees.
- Contact customer service to resolve the issue if you exceed your limit as soon as possible.
They’ll be able to change your limit or delete transactions and help get you back under the limit.
Who Is Eligible For A Walmart MoneyCard?
With the Walmart MoneyCard, you can purchase anything where MasterCard or Visa debit cards are accepted.Green Dot Bankissues the card, and there are three versions: the Standard card, the Plus card, and the Specialty card.
It is required that you be 18 years of age or older in order to apply for a Walmart MoneyCard. If you are at least 16 but not yet 18, you may be eligible if your parent or guardian signs your application. The Plus and Specialty cards have a $3 monthly fee, whereas the Standard card does not.
No credit check is required to open an account; all they need is your name, address, social security number (or the last four digits), date of birth, and driver’s license number (if applicable).
The only way to withdraw cash from your Walmart MoneyCard is through a participating retailer with an in-store terminal or the company’s website.
For many users, this won’t pose any problems because it means having quick access to their money and points on their purchases which could eventually turn into free items. However, this will create some issues for others who like to use ATMs outside of Walmart stores.
How Can You Get Walmart MoneyCard?
The Walmart MoneyCard is a reloadable prepaid card that you can use to make purchases anywhere MasterCard or Visa debit cards are accepted. Additionally, you can withdraw cash from ATMs, pay bills online, and more.
The best part? There are no credit checks required so anyone can get one. It’s also FDIC-insured up to $250,000 per cardholder. And they’re available in $2, $3, $5, $10, and $20 denominations.
To get your Walmart MoneyCard today, head to their website here. Be sure to enter any promo code during checkout and enjoy exclusive savings on shipping!
Once you receive your card, activate it by following these steps.
- Click Activate under the Balance tab.
- Enter 16 digits from your card.
- Click Submit.
The next step is to determine how much money you can withdraw with this card daily. When withdrawing money at an ATM, you can withdraw up to $500 every 24 hours. When making transactions offline like paying bills, you’re limited to withdrawing up to $1,500 every seven days.
7 Amazing Benefits of the Walmart MoneyCard
There are many benefits to using the Walmart MoneyCard, but these nine are some of the most exciting ones!
Whether you’re just learning about the card or already have one in your wallet, you can be confident that your money will be protected, secure, and well-protected as you buy groceries and other necessities at your local Walmart store.
So what are these benefits? Let’s take a look!
1) Shop In Any Store
Prepaid debit cards like Walmart MoneyCard can be used anywhere Visa is accepted. That means you can use it at any store, online, or in person. You can also use it to withdraw cash from ATMs.
2) Track Your Spending
One great benefit of the Walmart MoneyCard is that it can help you track your spending. When you use your card, you can see exactly where your money is going and how much you’re spending. This can be a great way to budget and save money.
3) Store Credit Cards
Store credit cards can be a great way to save money on your shopping trips. They often offer exclusive discounts and rewards that can help you save money in the long run.
Plus, they can help you improve your credit score if used responsibly. However, it’s essential to be aware of store credit cards’ potential downsides before applying.
4) Cash Deposits At Walmart Stores
The Walmart MoneyCard is a reloadable prepaid card that offers a safer, more convenient way to shop and manage your money.
One of the card’s best features is that you can make cash deposits at any Walmart store. This is great for those who don’t have a bank account or want to avoid bank fees.
5) Order Money Online Or By Phone
You can order your Walmart MoneyCard online or by phone and deliver it to your door. Plus, you can use your card to shop online or in-store at any Walmart location. And, if you need cash, you can withdraw money from ATMs or any Walmart register.
6) No Bank Account Is Required
One of the best things about the Walmart MoneyCard is that you don’t need a bank account to use it. This can be a huge relief for people struggling to get approved for a traditional bank account because of bad credit or other financial issues.
Even if you have a bank account, the Walmart MoneyCard can be a great backup option in case of emergencies.
7) Convenient Location
The Walmart MoneyCard is accepted anywhere Mastercard is received, meaning you can use it at millions of locations worldwide. In addition, there are no foreign transaction fees, which means you can use your card when you travel internationally without worrying about extra charges.
FAQs
Here are some faqs about Walmart MoneyCard.
How to Check Walmart MoneyCard Balance?
Several ways are available to check your account balance, including online, via the app, or at an ATM. For ATM balance inquiries, there is a charge of $0.50 plus any ATM fees charged by the bank or ATM operator.
How Can You Charge Or Reload Your Walmart MoneyCard?
Reloading your card with cash costs between $3 and $6. The card has no limit on how much you can reload onto the card, and you can refill it up to $1,500. Walmart MoneyCards can’t be loaded with cash through ATMs, but there are some other ways to do so:
- Walmart Rapid Reload
- Walmart MoneyCenter
- Walmart MoneyCard App
- MoneyPak
- Bank transfer
Can I Use My Walmart Card At Any ATM?
In addition to ATMs within Walmart stores, you can use Walmart MoneyCards at several ATMs outside Walmart stores if you have one. ATM machines in Walmart stores are free of charge if you use the card within the store.
What is The Maximum Amount You Can Reload on a Walmart MoneyCard?
There is a $2,999 limit on cash reloads per day. The current balance of your card cannot exceed $2,999, so you are unable to reload some money onto it. Checks can only be used for $3,000 daily, and you can only have $10,000 on your card anytime.
FAQs
How much can I pull out of an ATM with a Walmart Money Card? ›
You may only withdraw up to $500 from an ATM and $1,000 from a Walmart register in a single day and $1,500 per teller transaction at a participating bank, unless otherwise indicated.
What is the daily spending limit for Walmart Money Card? ›The Walmart MoneyCard maximum balance is $10,000, which is higher than most prepaid cards. The maximum daily spending limit for the card is $3,000, about average among prepaid cards.
How can I withdraw more than 500 from ATM? ›- Request an increase in your daily limit.
- Make a withdrawal in person at a bank branch.
- Get a cash advance with a credit or debit card.
- Get cash back with a purchase at a store.
You can bypass ATM withdrawal limits by going into a bank and using your credit card for a cash advance instead of a debit card. You don't have to go to your own bank—any bank can accommodate a credit card cash advance. However, banks may charge a fee for this service.
How much money can you withdraw at once ATM? ›The maximum amount of money you can withdraw from an ATM at one time depends on the bank. Most banks have ATM withdrawal limits ranging from $300 to $3,000 daily. For example, Bank of America advertises a $1,000 maximum daily withdrawal limit, or a maximum of sixty bills, for most accounts.
How much money can I withdraw from ATM? ›Metro cities are allowed 3 free ATM withdrawals while other cities can get up to 5 free withdrawals through debit cards. A charging fee of ₹10 is levied on other withdrawals. The cash withdrawal limit of classic cardholders is ₹25,000 while platinum cardholders can withdraw up to ₹50,000.
Can I withdraw 2000 from ATM at once? ›The daily transaction limit is set at Rs 100 for the minimum and Rs 20,000 for the maximum.
What ATM allows you to withdraw over $1000? ›There are a few banks that will allow you to take out $1,000 from an ATM, subject to customer relationship, account type, and card type, including: Capital One Bank. Chase Bank. Citi Bank.
Can I withdraw $3000 from ATM? ›Most banks and credit unions will let you take out between $300 to $3,000 daily at an ATM. However, there might be additional limits depending on where you bank. Banks like US Bank and Wells Fargo have different ATM withdrawal limits depending on your account.
How many times can withdraw from ATM in a month? ›All bank customers are given five free ATM withdrawals at their own banks by the Reserve Bank of India. Is there a limit to the number of times money can be withdrawn from an ATM every month? Usually, banks allow customers to make five withdrawals at no additional charges in a month.
How many times can I withdraw money from ATM in a day? ›
Key Takeaways. The ATM withdrawal limit is the maximum permissible limit that a bank places on ATM transactions per day. Most Indian banks permit five free transactions at their own bank ATMs.
Can I withdraw 1000 from ATM everyday? ›Your ATM max withdrawal limit depends on who you bank with, as each bank or credit union establishes its own policies. Most often, ATM cash withdrawal limits range from $300 to $1,000 per day. Again, this is determined by the bank or credit union—there is no standard daily ATM withdrawal limit.
Can I withdraw $2500 from an ATM? ›Your ATM Withdrawal and Daily Debt Purchase limit will typically vary from $300 to $2,500 depending on who you bank with and what kind of account you have. There are no monetary limits for withdrawals from savings accounts, but federal law does limit the number of savings withdrawals to six each month.
How can I withdraw all my money from Walmart Money Card? ›You may withdraw cash without a fee at Walmart MoneyCenters and Customer Service desks. This is our fee for a cash withdrawal via a teller at a participating bank.
Can you use Walmart Money Card at ATM? ›Walmart MoneyCard Fees
The card has a $5.94 monthly service fee, which is waived if you had direct deposits totaling $500 or more in the previous month. ATM and teller cash withdrawals cost $2.50, while withdrawals at Walmart stores are free.
Most often, ATM cash withdrawal limits range from $300 to $1,000 per day. Again, this is determined by the bank or credit union—there is no standard daily ATM withdrawal limit. Your personal bank ATM withdrawal limit also may depend on the types of accounts you have and your banking history.
Can I withdraw money from my Capital One Walmart card? ›The Capital One Walmart Rewards® Mastercard® also lets you withdraw cash from an ATM but charges a cash advance fee of 3% (min $3) as well as a 28.99% (V) APR that begins to accrue immediately.
Can I withdraw money from my temporary Walmart Money Card? ›You can withdraw money from a lost Walmart MoneyCard using the app to pick up cash at Walmart. All you have to do is go to the Manage Card section in the app and follow the prompts to generate a time sensitive barcode that allows you access to pick up cash at Walmart.
Can you withdraw $3000 from an ATM? ›Most banks and credit unions will let you take out between $300 to $3,000 daily at an ATM. However, there might be additional limits depending on where you bank. Banks like US Bank and Wells Fargo have different ATM withdrawal limits depending on your account.